I don't think it's a case of not being able to afford it, but more a case of not being willing to pay it. Europe hasn't been confirmed yet, and until/unless it is, I can't see us even thinking about making a cash offer for any player. Beat Celtic on Saturday, there's a good chance we might go back with an offer of £30k or something and haggle them down, throw in some clauses, etc.
How many clubs get exactly what they ask for first time when selling a player?